File once.
Find forever.
Your bills arrive. File My Bills handles them — classified, filed, and ready the moment you need them.
Set it up once.
It runs quietly from there.
File My Bills lives in your menu bar and works in the background. Connect your iCloud Mail account and it handles everything — no folder-watching, no manual imports.
Connect your mail
Enter your iCloud Mail credentials once. File My Bills connects via IMAP — your password is stored securely in the macOS Keychain, never anywhere else.
It scans automatically
On a schedule you set — every few hours or once a day — it scans your inbox for bills, invoices, and statements. Manual scans are one click away.
AI classifies each bill
On-device AI identifies the vendor, amount, due date, category, and property. No data leaves your Mac. Runs on Apple Silicon entirely offline.
Filed and ready
PDFs land in a folder structure you choose — organised by property, category, and tax year. Searchable. Retrievable. Always exactly where you expect.
The confidence of knowing
every bill is handled.
Not anxiety-driven — confidence-driven. The three moments where having every record instantly retrievable pays off.
Vendor dispute
Six months later. You're still right.
The original invoice is right there — date, amount, reference number. When a supplier disputes what was agreed, your records are already in order.
Tax time
Your accountant asks. You've got it.
Every invoice, every subscription, every deductible — already organised by tax year and category. Ready to export before the question is finished.
Evaluating providers
Shopping around? You know the numbers.
Three years of energy bills, insurance premiums, or strata levies at your fingertips. Compare quotes from a position of knowledge, not guesswork.
Built for people who
don't miss things.
Every detail considered for the diligent Mac user who wants complete records without the administrative overhead.
On-device AI classification
A local language model runs entirely on your Mac. No API key required, no subscription, no bill data ever sent to a server. Apple Silicon only — that's the point.
Multi-property support
Assign every bill to a property — your home, an investment property, a rental. Keep records cleanly separated for each address, each portfolio.
Automatic PDF filing
Bills are saved as PDFs into a folder hierarchy you configure — organised by property, category, and Australian tax year. Your Finder already knows where everything is.
12 bill categories
Utilities, insurance, council rates, strata, mortgage, credit cards, subscriptions, medical, tax, rental statements, and more — intelligently assigned at scan time.
Background scanning
Runs silently as a menu bar agent — no Dock icon, no interruptions. Set a scan interval and forget it. Tap the menu bar icon to check scan history or run manually.
Tax year aware
The Australian financial year (July–June) is a first-class concept. Every bill is stamped with its tax year, so EOFY queries are instant — no date arithmetic required.
Your financial records
stay on your Mac.
Financial documents are sensitive. File My Bills was built with that as a constraint, not an afterthought. On-device AI isn't a marketing claim — it's the architecture.
Keychain credentials
Your iCloud Mail password is stored in the macOS Keychain. It never touches our servers — there are no servers.
Classification runs locally
The AI model runs on your machine. Bill content — amounts, vendors, account numbers — is never transmitted off-device by default.
Optional cloud model
If you want stronger classification, bring your own Anthropic API key. You control the key, the account, and the data — we never proxy it.
Files stay in your Finder
PDFs are saved to a folder you choose on your own Mac. No cloud sync, no proprietary vault, no lock-in.
Pay once. Own it forever.
No subscription. No ongoing fees. No reason to revisit this decision.
- On-device AI classification, no API key needed
- Multi-property support
- Automatic background scanning
- PDF filing to your own folder structure
- 12 bill categories, tax year aware
- Optional Anthropic API for cloud classification
- All future updates included
Requires macOS 15 · Apple Silicon Mac · iCloud Mail account